Property & Landlord Accounts
Rental income, allowable expenses and mortgage-interest relief, handled.
Is this you?
Who this is for
- You let one property or a portfolio, personally or through a company
- Section 24 changed your mortgage-interest relief and your tax bill jumped
- Making Tax Digital quarterly reporting now applies to you
- You're selling a property and need Capital Gains Tax handled within the 60-day window
What's included
Handled end to end
- Rental accounts for each property, personally held or via a limited company
- Every allowable expense claimed — repairs, agent fees, insurance, finance costs
- Section 24 mortgage-interest tax credit applied correctly
- Making Tax Digital quarterly submissions for landlords in scope
- Capital Gains Tax on sales reported within HMRC's 60-day deadline
- Incorporation reviews: should your portfolio be in a company?
How it works
Three steps, then it's off your desk.
Portfolio review
Every property, mortgage and expense stream mapped — and prior-year returns checked for missed claims.
Structure check
Personal vs company ownership modelled with real numbers, not folklore.
Ongoing filing
Quarterly MTD updates and the annual return, filed with reminders throughout.
The rules that catch landlords
Mortgage interest is no longer deductible from rental profit for individuals — you get a 20% tax credit instead (Section 24), which pushes many landlords into higher bands. Making Tax Digital quarterly reporting now applies to landlords with gross property income over £50,000. Selling a residential property? Capital Gains Tax must be reported and paid within 60 days of completion.
Common questions
Property & Landlord Accounts, answered.
Companies deduct full mortgage interest and pay Corporation Tax rates, but transfers can trigger CGT and Stamp Duty, and mortgage rates differ. We model your actual portfolio before recommending anything.
Repairs and maintenance, letting agent fees, insurance, ground rent, utilities you pay, accountancy, mileage for inspections, and replacement of domestic items — improvements (capital works) are treated differently. We split them correctly.
From April 2026 it applies where gross property (plus sole-trade) income exceeds £50,000, moving to £30,000 in 2027. In scope means digital records and quarterly updates — we run it all.
The old favourable FHL regime has been abolished; holiday lets now follow standard property rules. If you were relying on those reliefs, a review is overdue.
Often paired with
Related services
Tax Returns & Self-Assessment
Accurate personal and corporate returns, filed on time, every time.
ServiceTax Planning & Advice
Proactive, legal strategies to minimise liability and grow your wealth.
FreeNot sure what you need?
Fifteen minutes with us and you'll know — with a fixed quote attached.
Talk to us about property & landlord accounts.
Your first consultation is free — no obligation, and a fixed fee quoted before anything starts.